ZenTreasury

Bank accounts, bank statements, credit cards, cheque books and bank facilities are covered under cash management

Bank balances and transactions come in through APIs, scheduled feeds or structured imports

Cash forecasting from contract data with short-term, weekly and long-term views

Group liquidity planning and FX-exposure forecasting

Guarantee and letter-of-credit exposure against counterparty limits, with fee, claim and expiry monitoring

Forward exposure and hedge ratio against policy for FX positions

Forward exposure and hedge ratio against policy for FX positions

Market-versus-book valuation of loans, deposits and bonds across the portfolio

Short-term, weekly and long-term liquidity forecasts built from FX, loans, leases, guarantees and forecast items

Subsidiaries forecast in their own currencies

Manage loans, deposits, commercial paper, bonds, swaps and guarantees through their lifecycle with schedules generated from the agreement

Bank facility register with limits, pricing, covenants and renewal dates per facility line

Automatic FX retranslation at each reporting date across all subsidiaries and currencies

Lease currency retained per lease beside the reporting-currency equivalent

Period-by-period schedule of depreciation, interest and carry-forward generated from the contract terms

Schedules recalculate when scope, term, rate or indexation changes

Manage property, vehicle, machinery, IT and customizable lease types across entities and currencies

Import existing leases from an Excel template, checked for gaps and inconsistencies before loading

Initial recognition, modifications, remeasurements, indexation and terminations with a logged change history

Side-by-side comparison of the prior and recalculated schedule after a change

Journal entries mapped by posting rules to the chart of accounts and exported to the accounting system

Reporting framework selected per entity: IFRS 16, with ASC 842 support in early access

Accounting entries exported as a file in the format agreed for the customer's accounting process, for the customer's team to post