Payscore

Verifies applicant identity, income, employment, rental history, credit and background for property managers and lenders in one workflow.

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Overview

Applicants connect a bank or payroll account, take a selfie matched to a government ID, and consent to credit and background checks. Payscore returns verified income, identity, credit, background and rental-history results scored against the criteria your team configures, delivered to the portal, a connected property management system or the API. The leasing decision stays with your team.
More product details

Who it is for

Organization Types
  • Business

Product

Solution Kind
Platform

Features

Fraud Detection

Catch fake IDs and mismatched SSNs before an applicant is approved

Categories: Identity Verification

Data Verification

Match U.S. Social Security Numbers to applicant identity records

Verify income sources from bank and payroll data

Categories: Identity Verification

Biometrics

Match a live selfie to the government ID photo with pass/fail scoring

Categories: Identity Verification

ID Scanning

Capture government-issued IDs from 10,000+ ID types across 200+ countries and territories

Categories: Identity Verification

Background Screening

SSN trace

National criminal database search

More details & conditions: Background Screening

Sex offender registry check

Global watchlist screening

County court check when a record appears

Credit check scored against configured criteria

Categories: Background Check

Employment Screening

Verify income and employment through bank and payroll connections

Fall back to AI document verification when no account can be connected

More details & conditions: Employment Screening

Apply configurable rent-to-income thresholds

Categories: Background Check

Status Tracking

View applicant verification status as Not Started, In Progress or Completed in the dashboard

Categories: Background Check

Reference Checking

Collect two years of residence history with landlord contact details

Send landlords an online reference form with automatic reminders

More details & conditions: Reference Checking

Return a rental history report with tenancy dates, rent, on-time payment, lease violations and balance owed

Categories: Background Check

Identity Verification

Capture a government-issued ID and live selfie from the applicant's phone

Match the selfie to the ID and validate the document

More details & conditions: Identity Verification

Verify the SSN against identity records

Categories: Background Check

Reference Checking

Collect two years of residence history and contact each landlord

Return one report with the outcome and what each landlord confirmed

Categories: Reference Check

Reference Request Automation

Send landlord reference requests automatically after applicant consent

AI handles landlord outreach and reminders until the landlord responds

Categories: Reference Check

Email/Online

Landlords complete a standardized online form sent by email with no account or login

Categories: Reference Check

Show all details (14)

Background Screening

Run credit and national, registry, watchlist and county court background checks in one flow

Categories: Reference Check

Email Reminders

Remind landlords on day one and day two until they respond

Categories: Reference Check

Pricing

Enterprise

Contact vendor

Contact vendor

One Time Fees
None listed

Subscription

Plan details & limits

Business Model
  • Subscription
Limits
  • Verifications

    Unlimited

Technical details

API

Programmatic access
Yes
Outbound webhooks
Yes

Deployment

Client Channels
  • Browser
  • API
Delivery Models
  • Cloud (SaaS)

Implementation

Delivery Mode
  • Self service
  • Vendor

Data

Export Formats
  • PDF
  • JSON

Customization

Supported Scopes
  • Business rules

Security

Access Models
  • Role based
Assurances
  • Kind
    Certification
    Scope
    Controls for security, availability and confidentiality
    Standard
    SOC 2 Type I
Encryption At Rest
Yes
Encryption In Transit
Yes

Integrations

Entrata

Direction
Bidirectional
Method
Built-in connector
Objects
  • Send applicant verification invitations
  • Upload income and identity verification reports

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