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NMI Payments

White-label payments platform that lets ISOs and software companies accept, onboard and manage merchant payments online, in person and on mobile.

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By NMI

nmi.com

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Overview

Software companies and ISOs embed a white-label payment platform to accept card, bank, token and wallet payments online, in person, in mobile apps and at unattended points of sale. Partners onboard merchants, route transactions through a gateway connected to 200+ payment processors, and give merchants a portal for transactions, customers, devices and reporting. Integration runs through APIs, SDKs, hosted checkout pages and low-code components; tokenization, fraud tools and PCI DSS Level 1 certification protect card data.
More product details

Product

Documentation
nmi.com/developers/sdks-apis
Solution Kind
Platform

Who it is for

Organization Types
  • Business

Features

Online Payments

Hosted payment pages, buttons, links and QR codes

Collect.js and Collect Checkout

More details & conditions: Online Payments

Payment API, SDKs and Shopify integration

Categories: Payment Processing

Mobile Payments

Apple Pay and Google Pay

Tap to Pay on iPhone and Android

More details & conditions: Mobile Payments

iProcess mobile app

Categories: Payment Processing

Debit/Credit Card Processing

Credit and debit card processing across online, in-store, self-service and mobile channels

Categories: Payment Processing

Multiple Payment Options

Card, bank, token and wallet payments

Virtual terminal, batch processing, QR code payment links and Text-to-Pay

Categories: Payment Processing

Payment Gateway Integration

Integration with 200+ payment processors

125+ shopping cart integrations

More details & conditions: Payment Gateway Integration

Gateway emulator for migration from other gateways

Transaction routing across multiple MIDs

Categories: Payment Processing

Recurring/Subscription Billing

Recurring billing setup

Customer Vault tokens for repeat transactions

More details & conditions: Recurring/Subscription Billing

Automatic Card Updater for stored cards

Categories: Payment Processing

Transaction Monitoring

Webhook transaction notifications

Query API transaction data stream

More details & conditions: Transaction Monitoring

Advanced Fraud Protection real-time risk analysis

Categories: Payment Processing

ACH Payment Processing

Bank payments including ACH transfers

Mobile Card Reader

mPOS with encrypted mobile card readers through iOS and Android SDKs

iProcess mobile app for EMV card payments

Categories: Mobile Credit Card Processing

Credit Card Processing

Visa, Mastercard, Discover, American Express, Diners Club, China UnionPay and JCB acceptance

EMV and contactless card-present payments

Categories: Mobile Credit Card Processing

Mobile Payments

Apple Pay and Google Pay acceptance

softPOS Tap to Pay on iPhone and Android

More details & conditions: Mobile Payments

iProcess mobile app

Text-to-Pay payment requests

Categories: Mobile Credit Card Processing

Show all details (14)

In-Person Payments

Pre-certified EMV devices for swipe, dip and tap

Browser-based Customer-Present Cloud point of sale

More details & conditions: In-Person Payments

Unattended and self-service contactless acceptance

Categories: Mobile Credit Card Processing

Online Payments

Hosted checkout with Apple Pay and Google Pay

Collect.js tokenized checkout

More details & conditions: Online Payments

In-app wallet payments through Direct Connect SDKs

Categories: Mobile Credit Card Processing

Workflow details

Settlement
  • Accepted currencies

    USD, CAD and many international currencies, depending on the payment processor

Technical details

API

API access conditions
  • The NMI Payment API is the simplest integration method for web-based and non-web payment applications; merchants should have passed a PCI vulnerability scan before using it.
  • Terminal manufacturers using Direct Connect APIs need NMI to run an EMV Level 3 processor certification of the device with each processor, by commercial agreement.
Access
Public
Programmatic access
Yes
Documentation
nmi.com/developers/sdks-apis
Outbound webhooks
Yes

Languages & regions

Business Currencies
  • USD
  • CAD

Deployment

Client Channels
  • Browser
  • Mobile app
  • API
Delivery Models
  • Cloud (SaaS)
Hosting Regions
  • Europe
  • United Kingdom

Customization

Supported Scopes
  • Branding
  • Custom URL

Security

Assurances
  • Kind
    Certification
    Scope
    NMI card payment gateway products (NMI ONE, Cardease, OMNI, USAePay) and products that facilitate card payments; P2PE/E2EE solutions have a separate responsibilities matrix
    Issuer
    Independent security assessors (annual audit)
    Standard
    PCI DSS
    Standard version
    4.0.1

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User experiences, moderated before publication. Review policy

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