PayTrace

PayTrace helps B2B businesses accept card and ACH payments, speed up invoice-to-cash and lower card fees through Level II/III interchange optimization.

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Overview

Users can take card and ACH payments online, by phone, in person and inside ERP systems, send invoices with payment links, store customers in a vault and run recurring payments. Trace AR adds e-invoicing, reminders and payment-to-invoice reconciliation. Some features are optional or module-specific, and tap payments need a PayTrace Tap device (TSYS only).
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Who it is for

Organization Types
  • Business
  • Nonprofit

Product

Solution Kind
Platform

Features

Online Payments

Accept card and ACH payments through virtual terminal, emailed payment links, Pay Now buttons, hosted forms, shopping carts and ERP-embedded payments

Categories: Payment Processing

Mobile Payments

Use a mobile app on most Apple and Android devices to process, manage and report on enabled payment types

Void unsettled transactions and email receipts

Categories: Payment Processing

Debit/Credit Card Processing

Process Visa, MasterCard, Discover, American Express, Diner's Club and JCB cards by key entry, card reader or stored profile

Void, refund and partially refund card transactions

More details & conditions: Debit/Credit Card Processing

Process Level II and Level III data

Categories: Payment Processing

Multiple Payment Options

Accept credit cards and ACH/e-check

Accept Tap to Pay, Apple Pay, Google Pay and Samsung Pay with a PayTrace Tap device (TSYS only)

Categories: Payment Processing

Payment Gateway Integration

Operate as payment gateway and merchant services provider

Integrate via API with processing networks such as North Enterprise, Fiserv and TSYS

Categories: Payment Processing

Recurring/Subscription Billing

Create recurring card and ACH payments with start date, number of occurrences and amount

Modify recurring payments after initiation

Limits to check
None listed

Categories: Payment Processing

Transaction Monitoring

View transaction details and receipts for up to 24 months

Monitor unsuccessful sign-ins and limit duplicate transactions

More details & conditions: Transaction Monitoring

Auto-void transactions failing CSC/address verification

Categories: Payment Processing

ACH Payment Processing

Process ACH via virtual terminal, vault profiles, recurring payments, Payment Link, Pay Now buttons and API

Refund or partially refund ACH transactions

Categories: Payment Processing

Payment Collection

Send click-to-pay links by email and text, payment reminders, installment payments, late fees and surcharges

Categories: Accounts Receivable

Invoice Processing

Send e-invoices with payment links, remind on outstanding invoices and reconcile payments to invoices

Categories: Accounts Receivable

Online Payments

Accept card and ACH payments through payment links, hosted forms and the client portal

Categories: Accounts Receivable

Billing & Invoicing

Create itemized invoices, send payment links, recurring billing and invoice history connected to Acumatica, Business Central and QuickBooks Online

Categories: Accounts Receivable

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Invoice History

Track invoice history from creation to paid for all customers in Trace AR

Categories: Billing and Invoicing

Online Invoicing

Email invoices with payment links to a hosted payment form

Send SMS and QR code payment links in Trace AR

Categories: Billing and Invoicing

Invoice Creation

Create itemized invoices and schedule payments in one step in Trace AR

Apply discounts, sales tax and fees

Categories: Billing and Invoicing

Customizable Invoices

Customize invoices with logo and brand colors in Trace AR

Categories: Billing and Invoicing

Invoice Processing

Attach invoices to emailed payment links

Reconcile payments to invoices and send reminders in Trace AR

Categories: Billing and Invoicing

Recurring/Subscription Billing

Set up recurring or installment payments with automatic payment alerts

Categories: Billing and Invoicing

Billing Portal

Let clients pay and track payments in a dedicated client portal in Trace AR

Categories: Billing and Invoicing

Technical details

API

Programmatic access
Yes

Deployment

Client Channels
  • Browser
  • Mobile app
  • API
Delivery Models
  • Cloud (SaaS)
Sandbox
Yes

Security

Encryption At Rest
Yes
Encryption In Transit
Yes

Support

Channels
  • Email
  • Phone
  • Knowledge base

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